• 목록
• 답변
• 글쓰기
• 게시판 리스트 옵션
  • 수정
  • 삭제

Digital visa cards and one-time cards are both created to improve online payment safety when making internet purchases, but they are built for separate use cases.

A digital visa card is a virtual payment identifier that is issued electronically. It typically comes with a unique 16-digit number, an expiry timestamp, and a CVC number — just like a regular credit or خرید ویزاکارت debit card. These cards are tied to your primary bank or wallet and can be reused within defined limits. They are offered by financial institutions or fintech platforms to staff for corporate spending or to customers for secure online shopping. Because they are digital, you can manage them through an app or online portal and customize thresholds and validity periods.

On the other hand, a single-use visa card is designed to be used only once. After the purchase is finalized, the card number becomes invalid and is no longer functional. This makes it optimal for infrequent shopping or when shopping on unfamiliar or potentially risky websites. Single-use cards are created by your financial provider or payment processor and are meant to protect your primary account information. Even if a malicious actor captures the information, they are rendered useless post-transaction.

The fundamental contrast is repeated functionality. Virtual cards can be utilized across several transactions with limits such as a budget cap or expiry window. Single-use cards are meant to be discarded after one transaction. Recurring virtual cards offer more flexibility for recurring or ongoing payments, while Disposable cards provide ultimate security for sporadic transactions. Many users opt for digital cards when making recurring payments, and disposable cards for sporadic visits to unknown merchants. Each solution reduce the risk of fraud by concealing your actual financial credentials and give you greater control over how and where your money is spent.